Marshal, I have an amazing job I make a ton of money my credit score of 850 plus I don’t need a mortgage approval when I find a perfect one. We’ll get the mortgage approval no problem. How about no.
How about we take a step back and actually find you the perfect mortgage broker so we can get the lowest rate for you? Now there are a couple of benefits of having a mortgage pre-approval number one, you will be getting the lowest rate available and then the mortgage broker will give you 330 days, 60 days, 120 days whatever the case may be to go house hunting, so you don’t feel pressured to buy a house tomorrow. Now if the rates meanwhile go up. The great news is you will be getting the promised mortgage rate that you got pre-approved for now if the rates dropped or what do you do then you get the lowest rates available then unless you’re paying hard cold cash which you do have to have evidence proving that because it’s a seller’s market, people want to see those evidence. They will want a mortgage pre-approval.
